Health insurance in Georgia

ACA & Obamacare plans in Georgia

Georgia residents shop for Affordable Care Act plans through Georgia Access, Georgia’s own state-run marketplace. Open Enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027, and you need to enroll by December 15, 2026 for coverage that starts January 1. Outside Open Enrollment, a qualifying life event such as losing job-based coverage, moving, getting married, or having a baby can let you enroll.

Georgia has not fully expanded Medicaid. Its Georgia Pathways program offers limited Medicaid coverage to some adults who meet work or activity requirements. For most people, a Marketplace plan with income-based savings is the main affordable option, and premium tax credits generally start at 100% of the federal poverty level.

Every ACA plan sold in Georgia covers essential health benefits, and plans can’t turn you down or charge you more for a pre-existing condition. Learn how ACA plans work.

Medicare in Georgia

If you’re turning 65 in Georgia, your Initial Enrollment Period starts three months before your birthday month. Already on Medicare? The Annual Enrollment Period runs October 15 to December 7 each year, when you can switch Medicare Advantage and Part D plans for the coming year.

Our advisors compare Medicare Advantage, Medicare Supplement, and Part D plans available in your part of Georgia, based on your doctors and prescriptions. For free, unbiased counseling, you can also contact Georgia’s State Health Insurance Assistance Program through shiphelp.org. Learn about Medicare options.

Coverage we help Georgia residents compare

Serving all of Georgia

We help individuals, families, and seniors across Georgia, including Atlanta, Augusta, Columbus, and Savannah, and in smaller towns and rural communities throughout the state. Everything happens by phone and online, so you get the same help wherever you live.

Georgia health insurance questions