ACA & Obamacare plans in Pennsylvania
Pennsylvania residents shop for Affordable Care Act plans through Pennie, Pennsylvania’s own state-run marketplace. Open Enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027, and you need to enroll by December 15, 2026 for coverage that starts January 1. Outside Open Enrollment, a qualifying life event such as losing job-based coverage, moving, getting married, or having a baby can let you enroll.
Pennsylvania expanded Medicaid under the Affordable Care Act. Adults with household income up to 138% of the federal poverty level may qualify for Medicaid instead of a Marketplace plan. If your income is above that, you may qualify for premium tax credits that lower the cost of a Marketplace plan. Your advisor can help you figure out which applies to you.
Every ACA plan sold in Pennsylvania covers essential health benefits, and plans can’t turn you down or charge you more for a pre-existing condition. Learn how ACA plans work.
Medicare in Pennsylvania
If you’re turning 65 in Pennsylvania, your Initial Enrollment Period starts three months before your birthday month. Already on Medicare? The Annual Enrollment Period runs October 15 to December 7 each year, when you can switch Medicare Advantage and Part D plans for the coming year.
Our advisors compare Medicare Advantage, Medicare Supplement, and Part D plans available in your part of Pennsylvania, based on your doctors and prescriptions. For free, unbiased counseling, you can also contact Pennsylvania’s State Health Insurance Assistance Program through shiphelp.org. Learn about Medicare options.
Coverage we help Pennsylvania residents compare
Serving all of Pennsylvania
We help individuals, families, and seniors across Pennsylvania, including Philadelphia, Pittsburgh, Allentown, and Erie, and in smaller towns and rural communities throughout the state. Everything happens by phone and online, so you get the same help wherever you live.
Pennsylvania health insurance questions
When is open enrollment in Pennsylvania for 2027?
Open Enrollment for 2027 Pennsylvania health plans runs from November 1, 2026 to January 15, 2027. To have coverage start January 1, 2027, enroll by December 15, 2026.
Where do Pennsylvania residents enroll in ACA plans?
Pennsylvania residents enroll through Pennie. You can enroll on your own, or a licensed advisor can compare plans and help you enroll at no cost to you.
Can I get free Medicare help in Pennsylvania?
Yes. Pennsylvania’s State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling, and you can find it at shiphelp.org. A licensed advisor can also compare Medicare plans available where you live.
Enrollment dates are for 2027 coverage; confirm deadlines with Pennie. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Other states we serve: South Carolina · Tennessee · Texas · Oklahoma · Ohio · North Carolina · All states