ACA & Obamacare plans in South Carolina
South Carolina residents shop for Affordable Care Act plans through HealthCare.gov, the federal Health Insurance Marketplace. Open Enrollment for 2027 coverage runs from November 1, 2026 to January 15, 2027, and you need to enroll by December 15, 2026 for coverage that starts January 1. Outside Open Enrollment, a qualifying life event such as losing job-based coverage, moving, getting married, or having a baby can let you enroll.
South Carolina has not expanded Medicaid under the Affordable Care Act, so most adults without children can’t get Medicaid based on income alone. For many people, a Marketplace plan with income-based savings is the most affordable option, and premium tax credits generally start at 100% of the federal poverty level. Your advisor will check what you qualify for.
Every ACA plan sold in South Carolina covers essential health benefits, and plans can’t turn you down or charge you more for a pre-existing condition. Learn how ACA plans work.
Medicare in South Carolina
If you’re turning 65 in South Carolina, your Initial Enrollment Period starts three months before your birthday month. Already on Medicare? The Annual Enrollment Period runs October 15 to December 7 each year, when you can switch Medicare Advantage and Part D plans for the coming year.
Our advisors compare Medicare Advantage, Medicare Supplement, and Part D plans available in your part of South Carolina, based on your doctors and prescriptions. For free, unbiased counseling, you can also contact South Carolina’s State Health Insurance Assistance Program through shiphelp.org. Learn about Medicare options.
Coverage we help South Carolina residents compare
Serving all of South Carolina
We help individuals, families, and seniors across South Carolina, including Charleston, Columbia, North Charleston, and Greenville, and in smaller towns and rural communities throughout the state. Everything happens by phone and online, so you get the same help wherever you live.
South Carolina health insurance questions
When is open enrollment in South Carolina for 2027?
Open Enrollment for 2027 South Carolina health plans runs from November 1, 2026 to January 15, 2027. To have coverage start January 1, 2027, enroll by December 15, 2026.
Where do South Carolina residents enroll in ACA plans?
South Carolina residents enroll through HealthCare.gov. You can enroll on your own, or a licensed advisor can compare plans and help you enroll at no cost to you.
Can I get free Medicare help in South Carolina?
Yes. South Carolina’s State Health Insurance Assistance Program (SHIP) offers free, unbiased Medicare counseling, and you can find it at shiphelp.org. A licensed advisor can also compare Medicare plans available where you live.
Enrollment dates are for 2027 coverage; confirm deadlines with HealthCare.gov. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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